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The following information is specific to undergraduate financial aid. Check out our webpage for Graduate Financial Aid for more information on financing master's, doctoral, and law degrees.
For most types of financial aid, the financial aid office will need to determine your financial need. There is no "income cutoff" or simple method of determining whether a student will qualify for need-based aid. If you think you might need help paying for college, you should apply for financial aid.
Cost of Attendance
- Student Aid Index (SAI)
- Grants, scholarships, other resources
= Financial need/maximum aid eligibility
The cost of attendance is determined each year by the University and includes not only tuition and fees, but also your room and meals, books and supplies, traveling expenses, and cost of living — in other words, the cost of being a student.
The total amount of financial aid a student receives cannot exceed the cost of attendance.
The Student Aid Index (SAI) is the output of the FAFSA form - it is a standard formula used to help schools determine a family's ability to pay for school.
The total grants, scholarships and other need-based aid like federal or state work study and subsidized direct loans, are also a part of the financial need equation. Gonzaga's financial aid office is required to take these into consideration when determining financial need.
If your SAI is more than the cost of attendance then you do not qualify for federal or state need-based aid. You will be considered for the non-need scholarships, the Gonzaga Grant, unsubsidized Federal Direct Loan, the Federal Parent PLUS loan and private loans.
The following list can be used to ensure your financial aid is completed and disbursed in a timely manner. If you have any questions regarding this list or any of the requirements you may have, please stop by or contact our office at finaid@gonzaga.edu or 509-313-6582.
| General Requirements | |
| File your FAFSA, list Gonzaga as a school to receive your information. | |
| Accept or decline all financial aid offers on ZagWeb. | |
| Submit information for unsatisfied tracking requirements on ZagWeb. | |
| Loans | |
| First time Federal Direct Subsidized/Unsubsidized loan borrowers: Sign a Master Promissory Note and complete Loan Entrance Counseling at www.studentaid.gov | |
| Parent PLUS Loan: Apply for the Federal Direct Parent PLUS Loan after June 1st at www.studentaid.gov | |
| Additional Steps | |
| Report outside scholarships you plan to receive for the academic year. | |
| Register for classes. | |
| Calculate your out-of-pocket expenses. | |
| Confirm charges and make payment arrangements with Student Accounts after viewing your bill online. | |
| Review the Gonzaga Guarantee and Satisfactory Academic Progress policies. | |