Mandatory Accident Injury Plan

All on-campus undergraduate, graduate, and doctoral students at Gonzaga University are automatically enrolled in a Student Accidental Injury Insurance Plan. The purpose of this plan is to cover accidental injuries that occur on campus or during University-sponsored off-campus events. This plan helps students cover the upfront cost associated with an accident claims, after their primary insurance has paid. Basic medical expenses associated with the accident may be covered at 100% with no deductible.

For the full details of this plan, please review the 2018-2019 Plan Guide.  For guides to prior years of the plan, please contact our office.

Who is covered under this plan?

All undergraduate and graduate students enrolled in on-campus programs at Gonzaga University are automatically enrolled in this plan.  Doctoral students enrolled in on-campus programs at Gonzaga University are also covered.

Students in the following programs are not covered under this plan:  Master of Initial Teaching, Canada-based programs, Virtual Campus, online graduate and doctoral programs in the School of Nursing and Human Physiology.

Does this plan cost extra?

If you are an on-campus undergraduate, graduate, or doctoral student, this plan is covered through your tuition and fees.  

Is this a health insurance plan?

This plan alone does not meet the required coverage amount under the Affordable Care Act.  It serves to supplement your other medical coverage.  For many of our students who have catastrophic plans or are out-of-network in the Spokane area, this plan helps to cover those costs that your primary insurance may not cover for accidents and injuries related to school-sponsored activities.

What are the plan benefits?

If you suffer a covered accidental injury while on campus or participating in a Gonzaga University-sponsored activity, the insurance plan will pay up to $10,000 per covered injury after your primary insurance benefits have been exhausted.

This coverage includes traveling to or from the Covered Person’s home and campus or a University-sponsored activity.  Travel time must not exceed one hour each way

If the eligible accidental injury is related to a Club Sport accident, the insurance plan will pay up to $50,000 per covered injury after your primary insurance benefits have been exhausted. The benefit period for this plan is two year from the date of injury.

Gonzaga offers a number of intramural sports teams. Accidents or injuries that occur as part of intramural participation are covered up to $10,000.

How do I file a claim?

A‐G Administrators, Inc. (“A‐G”) is the plan administrator for the Gonzaga University’s Secondary Injury Medical Expense Program. A‐G is secondary to all other valid medical coverage held by the student. All charges must be submitted to the student’s primary insurance carrier for processing, prior to any payments made by A‐G on behalf of the student.

To make payment for an outstanding charge on student’s claim, A‐G must receive three pieces of information to be considered a valid claim (see page 4).

Submit your claim electronically.

I gave my healthcare provider the plan information, but this plan hasn't paid. What is missing?

To make payment for an outstanding charge on student’s claim, A‐G must receive three pieces of information to be considered a valid claim (see page 4).

Submit your claim electronically.

Who can I contact with questions?

If you have questions about the information on this page, please contact Libby Skiles, Director of Health & Counseling Services, at 509-313-4067 or skiles@gonzaga.edu.

Submit claims, inquiries, and eligibility questions to:

    A‐G Administrators, Inc.

    Attn: Gonzaga Claims

    P.O. Box 979

    Valley Forge, PA 19482

    Fax: 610.933.4122

    Phone: 610.933.0800

    Toll Free: 800.634.8628