Student Health Insurance

Student Health Insurance

Attention parents and students – understand all of your options for health insurance coverage. The new Affordable Care Act (ACA) as part of federal law mandates all US Citizens or US Nationals be covered under a qualified medical plan. 

Here are some things to consider as you evaluate your health insurance options.

  • Open enrollment for the Washington State Exchange is in October for January 1st coverage. If you have recently lost your current coverage or had a qualified life event you may qualify for special enrollment options.
  • Even if you are not a resident of Washington State you can still qualify for the Washington State exchange programs, if you are currently enrolled as a Gonzaga Student.

We have briefly outlined choices for your student below along with links to additional resources to assist you with enrollment and compliance. 

Student Accidental Insurance Plan

All registered Gonzaga students are automatically enrolled in a Student Accidental Injury Insurance Plan. The purpose of this plan is to cover accidental injuries that may be treated at the student Health Center. The plan covers basic medical expenses at 80% with no deductible. It also provides an accidental death and dismemberment coverage and travel assistance services for students who travel 100 miles or more from  campus. The annual maximum benefit is $10,000.  This plan alone does not meet the required coverage amount under the ACA but serves to supplement other coverage.

Coverage under the Washington State Exchange

The Washington Health Benefit Exchange, established as part of National Health Care Reform, provides an online marketplace for students to compare low-cost medical insurance options. The Washington State exchange program also offers Washington Apple Health (Washington States’ Medicaid program) and tax credits to help offset student health insurance costs.

Student Medical Insurance Plan

Students may purchase comprehensive medical coverage through Gonzaga’s Student Medical Plan. To be eligible, a student must be enrolled in 6 or more credit hours per semester. A student who loses coverage from another source during the school year will have 30 days from the date of their coverage loss to elect this coverage.

For full academic year or Fall Semester coverage, the Injury and Sickness Insurance Plan must be elected by October 1, 2014. For Students entering school Spring Semester, they may elect coverage until February 15, 2015.
To enroll in coverage, please enroll online by clicking the link below.

The medical plan provides 80% coverage within the carrier's network and 60% coverage outside the network. There is an annual deductible of $100 for the illness benefit and an unlimited maximum benefit per policy year.

Students may call the insurance representative at 800-955-1991 x7455 or email a representative below with questions

 Debbie Burgin,

 Susan Sheltra,

 Janis Allen,

International Student Insurance

Click on the link below if you are an International or English Second Language (ESL) student enrolling in the Student Insurance plan:

Students who have enrolled in the program may download the ID card below. The card will indicate proof of coverage and explain the claims process.

If you would like to file a claim, please follow the directions on the claim form below and mail to the address provided on the form.

Mailing Address
502 E. Boone Ave.
Spokane, WA 99258-0080
Phone: 509.313.5996
Fax: 509.313.5815

Located at: 102 E. Boone Ave.
Office hours: 8am-5pm, M-F